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Our Approach

Building The Story That’s Right For You.

As a Columbus, OH based fee-only fiduciary firm, our approach is systematic, transparent, and designed to minimize conflicts of interest. Led by a Certified Financial Planner (CFP®), everything we do is centered on your story and focused on pursuing the financial freedom required to live on your terms. Whether you’re mapping out your first real financial plan or navigating a major life transition, the process is the same: Start with Clarity, Build with Intention.

Your Story, Your Terms: How Do We Work Together?

Your Story, Your Terms: How Do We Work Together?

Chapter One: What’s Included In Our Comprehensive Financial Plan?


Every successful journey begins with a clear map. Chapter One of our process is a flat-fee engagement designed to organize your entire financial life and provide you with a ready-to-implement strategy.

We don’t just look at the numbers; we look at the purpose behind them. Here is exactly what you can expect during our initial planning engagement:

A Free 45-Minute Discovery Meeting:

A low-pressure conversation to understand your financial history, discuss your current situation, and answer your questions to determine if we are a good fit for each other.

Transparent Fee Quote

At the end of the initial meeting, we will provide you with a flat-fee quote for the plan. For an individual, this will typically be around $2,500 and for a couple, around $3,200, depending on complexity.

Data Collection and Analysis

Should you decide to move forward, we will gather the pieces of your financial puzzle so we can perform a deep, comprehensive review before our first working session.

Working Session 1: Onboarding and Intent

We review your core goals and discuss the true purpose of your wealth. Together, we refine your net worth and cash flow projections, establish investment priorities, discuss the emotions of investing, review employer benefits packages, and outline high-level tax strategies.

Working Session 2: Recommendations and Implementation

We finalize your strategy. This includes fine-tuning cash flow projections and tax strategies, providing specific investment location and allocation recommendations, and conducting a thorough review of your risk management and estate plan.

Your Personalized Action Plan

Following our second working session, you will receive a detailed, step-by-step list of actionable tasks.

At the completion of Chapter One - which usually takes 30 to 60 days - you have a complete plan in your hands. From here, you have the total freedom to decide how you would like to move forward.

Chapter Two: Choosing Your Path Forward

Chapter Two: Choosing Your Path Forward

Once your Comprehensive Financial Plan is complete, you are never obligated to commit to an ongoing contract. Depending on your needs, your complexity, and your desire for ongoing guidance, you can choose from two distinct paths:

Option A: The Hourly Consult

For clients who are comfortable implementing their own plan but want a trusted CFP® available for periodic check-ins or specific questions.

  • Structure: No retainer required. Call, text, or email when life changes - a job transition, an inheritance, a major purchase, a tax strategy review, an uncertain market environment, a business exit - and we’ll tackle it together.
  • Fee: $325 per hour

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Option B: The Engaged Partnership

Designed for clients who want proactive, continuous guidance to turn their financial plan into an ongoing guide for life. We provide the structure to keep you accountable and adapt your strategy as life evolves.


  • The Schedule: We meet three times each year to help you stay on track.
  • The Scope: Each meeting builds on the last, allowing us to systematically touch on every critical planning topic each year, including:
    • Cash flow and debt reviews
    • Investment monitoring and tax-loss harvesting
    • Tax strategy review and optimization
    • Roth conversion analysis
    • Benefits and open enrollment review
    • Equity compensation review
    • Charitable giving strategies
  • Accessibility: Additional meetings are scheduled as needed, and we are always available via phone, email, and text.
  • Flat-Fee: Individuals: $3,000 per year | Couples & Shared Life Partners: $3,900 per year

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Which Path Is Right For You?

Which Path Is Right For You?

Most young families with a straightforward situation, or DIY investors who want a second opinion, choose The Hourly Consult. However, clients navigating high tax brackets, business ownership, complex equity compensation, or major life transitions tend to find The Engaged Partnership worth every dollar.

– Brian W. Becker, CFP® | Chapters To Wealth | Columbus, OH

[ Contact Us ]Let's Start Building Together

Financial planning works best when it starts with an honest conversation about where you are and where you want to go. Reach out today to schedule a no-obligation meeting and see if we're the right fit for what you need.

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